Terms of Use

1. Acceptance of Terms

By accessing and using HQ Calculator (hqcalculator.com), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use our website.

2. Description of Service

HQ Calculator provides free online calculators for informational and educational purposes. Our tools cover areas including finance, health, mathematics, construction, and more. All calculators are provided free of charge with no registration required.

3. Disclaimer of Accuracy

Important: The calculators and results provided on this website are for informational and educational purposes only. They should not be relied upon as a substitute for professional advice.

• Financial calculators provide estimates only. Actual loan payments, interest rates, taxes, and investment returns may differ. Consult a qualified financial advisor before making financial decisions.
• Health calculators (BMI, calorie, body fat, etc.) provide general estimates and are not medical advice. Consult a healthcare professional for medical guidance.
• Construction calculators provide approximate quantities. Always verify calculations with a qualified professional before purchasing materials or beginning projects.
• Math and science calculators are designed for accuracy but may have limitations with extreme values or edge cases.

While we strive for accuracy, we make no warranty or guarantee regarding the accuracy, reliability, or completeness of any calculations. Use all results at your own risk.

4. Limitation of Liability

To the fullest extent permitted by applicable law, HQ Calculator and its owners, operators, and contributors shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of, or inability to use, our calculators or website. This includes, but is not limited to, damages for financial loss, health-related decisions, construction errors, or any other consequences resulting from reliance on our tools.

5. Intellectual Property

All content on this website, including but not limited to text, designs, code, graphics, and calculator logic, is the intellectual property of HQ Calculator and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without prior written permission.

6. Permitted Use

You are granted a limited, non-exclusive, non-transferable right to:

• Access and use our calculators for personal, educational, or professional purposes
• Share links to our calculators
• Print results for personal use

You may not:

• Scrape, copy, or reproduce our calculators on other websites
• Use automated tools to mass-access our website
• Attempt to reverse-engineer our calculator logic for commercial use
• Frame or embed our pages without permission

7. Availability

We strive to keep HQ Calculator available at all times but do not guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue any part of the service at any time without prior notice.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of any third-party sites. Visiting external links is at your own risk.

9. Governing Law

These Terms of Use shall be governed by and construed in accordance with applicable international laws. Any disputes arising from the use of this website shall be resolved in the courts of the jurisdiction where the website operator is legally registered.

10. Changes to These Terms

We reserve the right to update these Terms of Use at any time. Changes will be effective immediately upon posting on this page. Continued use of the website after changes constitutes acceptance of the revised terms.

11. Contact

If you have questions about these Terms of Use, please contact us at: legal@hqcalculator.com